Invisible Giant
The shop on the corner is the branch.
In the Global South you do not wait for the branch or the signal. You put a terminal in every shop and let the network catch up.
Nigeria's busiest payment rail was not built for good internet. It was built for bad internet.
Moniepoint's terminals keep taking payment when the network drops, then settle when it returns. Four million merchants and two million businesses run their money on it, reached by forty thousand field agents who put a terminal in the shop next door. The nearest bank is the corner store.
In the Global South, you do not wait for the branch or the signal. You put a terminal in every shop and let the network catch up.
Source: Moniepoint; LeapFrog Investments, 2025.