Invisible Giant
The most important number in financial inclusion is the one that is shrinking.
The most important number in financial inclusion is the one that is shrinking.
For years the gap between women and men holding an account across developing economies sat stuck at nine percentage points. Then it moved: to six by 2021, to five by 2024, as women's account ownership climbed from roughly a third of adults to nearly three in four. The story is not that a gap exists. It is that a decade of mobile money, direct-to-account payments, and agent networks is closing one that barely moved for a generation.
Inclusion is measured in people reached, not balances held.
This is the rail that banks the other half of the Global South.